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111 Founders Plaza, Suite 300, East Hartford, CT 06108

860-282-4600
dean.laprade@ceterainvestors.com
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You Wouldn't Explore the World Without a Map...

Why Would You Explore the Future Without a Plan?

See our financial planning options below and how they can point you in the right direction!

Your Best Interest = Our Best Interest

Financial Planning

The Latte Lie and Other Myths

The Latte Lie and Other Myths

Check out this video to begin separating fact from fiction.
Client Centered: What We Provide

Client Centered: What We Provide

- Yearly/Lifetime Budget Analysis

- Current Retirement Income Overview

  (Advanced Time Segmentation)

- Milestone/Goal Budget Analysis

  (New Car, New Home, Remodel, Vacation, etc.)

- Estate Planning

- Trust Funding

- Power of Attorney Collaboration

- Business Retirement Plan Administration and Consulting

  (401k, SIMPLE IRA, SEP IRA)

"We invest both time and money into the longevity of household portfolios and we clear a concrete path to retirement."

The Facts About Income Tax

The Facts About Income Tax

Five Most Overlooked Tax Deductions

Five Most Overlooked Tax Deductions

Estate Management 101

Estate Management 101

                                                                                             What is...?

Milestone - "a significant point in development." Our Milestone/Goal Budget Analysis begins with a very broad overview of one's financial picture but quickly narrows down to specific investment strategies, tax-advantages, and savings plans in order to help in fulfiling that goal. Never sell yourself short of that house, vehicle, or remodel, etc. With the correct guidance and a little bit of elbow grease, much is possible! 

Estate - A person's estate refers to the total sum of their assets, possessions, and liabilities at the time of their death. It encompasses everything an individual owns, including real estate, bank accounts, investments, personal belongings, vehicles, business interests, and other valuable possessions.The estate includes both tangible assets, such as physical property, jewelry, and artwork, as well as intangible assets, such as bank accounts, stocks, bonds, intellectual property rights, and insurance policies. It also encompasses any debts, mortgages, loans, or other liabilities owed by the individual. Estate planning ultimately refers to the transition and transfer of the assets of the estate to its beneficiaries. These beneficiaries could be people, businesses, even charitable, relgious, or educational institutions. 

Our job is to take much of this leg work out of the way. By collaborating with accountants, attorneys, realtors, etc., we can ensure that those chosen for specifics of your estate will receive them. Have a question about your estate's legacy or status? Contact us today!

Trust - "assured reliance on the character." As much as the previous definition is true, "A Trust" refers to a revocable living trust which is a legal arrangement for assets to be passed down to specified beneficiaries, tax-advantaged transitions, and financial protection for those listed within the trust. Estate planning, as defined above is very much a part of trust establishment. With our expertise, collaboration with legal counsel, and communication with the grantor and trustee, we are confident that your trust will be in 'trustworthy," no pun intended, hands.